Insurance

Property data for insurance
to pre-fill, verify, and plan

Construction, roof material, year built, square footage, heating and cooling, and parcel geometry for any U.S. address. One schema and one API, from the first application to the portfolio review.

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All 50 states~3,000 counties180M+ addresses~10 ms average latency

Built for the property side of the policy

From the application to the claim to the book review, every step runs on the same recorded facts about the structure and the lot.

Pre-fill the application

Year built, square footage, construction, roof material, stories, and heating and cooling arrive with the address. The applicant confirms facts instead of guessing at them.

Check the application against the record

Parcel identity, building area, stories, roof material, and pool, compared with what the county has on file. Differences surface early, while they're easy to resolve.

Replacement-cost inputs

Construction type, exterior wall, roof, stories, building area, and year built feed the rebuild-cost tools you already use, straight from the record rather than a form.

Claims start with the facts

At first notice of loss, the adjuster sees the structure, systems, and lot as recorded, so scoping starts before the site visit.

Exposure by geography

Aggregate construction, roof, age, and parcel geometry across the book by county, city, or map bounds to see where the housing stock is concentrated.

Keep the book current

Rolling per-county refresh and recorded transfers show which properties changed since the last term, so renewals and inspections start from current facts.

Inputs for the rebuild cost, not the number itself

Replacement cost comes from the estimator your team already uses, and nothing here replaces it. What the property record adds is the inputs it needs, recorded by the county rather than typed from memory: construction, exterior wall, roof material, stories, building area, and year built.

At application

The estimator runs on recorded construction, size, and age instead of the applicant's best guess, so its first output rests on the structure as the county describes it.

At claim

The same inputs sit on the claim file, so the adjuster scopes the loss against the structure that was recorded, not the one described on the phone.

At renewal

Rolling per-county refresh surfaces changes in the recorded structure since the last term, so the estimator reruns on current facts where something moved.

The fields behind the structure, in one record

Every field below belongs to the same normalized property record, keyed by address or parcel ID. Field names link to the schema reference, and the v3 schema adds heating, cooling, and utilities.

Structure and construction

What the building is made of, from foundation to roof.

Size and age

The scale of the structure and when it was built.

Systems and features

The systems and extras an application asks about.

Location and parcel

Where the property sits, down to the parcel polygon.

Why insurance teams build on Realie

Realie collects property data directly from roughly 3,000 county assessor, recorder, and GIS offices, normalizes it into one schema, and serves it in about 10 milliseconds. The same recorded facts sit behind every application, every claim, and every portfolio review, whether you write one state or all fifty.

Direct from roughly 3,000 counties

Assessor, recorder, and GIS records collected at the source, not relicensed from an aggregator.

One schema nationwide

The same field names and types in every county, so an application form works the same in every state you write.

Rolling, per-county refresh

Records refresh from public county sources on a rolling, per-county cycle, so vintage varies by county and every record carries its own dates.

Transparent, self-serve pricing

Start free, then $50, $150, or $350 a month with the same endpoints on every tier. Bulk and enterprise are licensed separately.

Facts, not scores

Realie returns recorded property facts. It does not produce risk scores, ratings, or anything about the people who live at the address.

Property records, not consumer reports

The record describes the property, not the policyholder. Realie is not a consumer reporting agency, and its Terms of Use prohibit using the data as a factor in an individual's eligibility for insurance or for any other FCRA-regulated purpose.

Put the property record behind every policy

Start free on the API, or talk to us about bulk delivery for book-wide analysis.

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