Mortgage & Lending

Property data for mortgage
and lending workflows

Parcel, ownership of record, valuation, and mortgage and lien data across roughly 3,000 counties. One schema and one API, from application pre-fill to portfolio monitoring.

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All 50 states~3,000 counties180M+ addresses~10 ms average latency

Built for the lending lifecycle

From the first application field to the last payment, every step runs on the same property record.

Application pre-fill

Populate property characteristics, owner of record, last sale, and tax fields from a single address lookup, so borrowers confirm instead of type.

Valuation and comps

Pair the automated valuation with the comparable sales behind it, so collateral review has a reference value and its evidence while the appraisal is in progress.

Underwriting checks

Confirm parcel identity, lot size, building area, zoning, and recorded liens against the application before underwriting.

Portfolio monitoring

Track recorded liens, estimated balances and equity, and ownership transfers across the loans you service.

Market analytics

Understand markets with sales history, assessed values, and comparable sales aggregated by county, city, or map bounds.

Address-first record enrichment

Append parcel, ownership-of-record, last sale, and tax facts to addresses you already hold, so applications, servicing records, and inbound requests carry the full property picture.

A reference value while the appraisal is in progress

The appraisal establishes the collateral's value, and nothing here replaces it. What an automated valuation adds is an early reference point. From the first address lookup, the file carries an estimate and the comparable sales behind it, so collateral review and appraisal preparation can begin while the appraisal is in progress.

At intake

Pull the modelValue estimate and recent comparable sales with the first address lookup, so the file carries a reference value and its evidence from day one.

Preparing the appraisal order

Send the order out with a complete property file: parcel identity, characteristics, recorded liens, and recent comparable sales, so the appraisal starts from the same facts the rest of the file uses.

In servicing

Re-run the valuation on the rolling per-county refresh cycle to keep reference values current across the portfolio between formal valuations, and surface parcels that warrant a fresh look.

The lending fields, in one record

Every field below belongs to the same normalized property record, keyed by address or parcel ID. Field names link to the schema reference.

Mortgage and lien

Recorded mortgages and liens with lender, estimated balance, and estimated equity. Balances are estimates from recorded documents, not live servicer figures.

Tax and valuation

Assessed values, tax amounts, and the automated valuation estimate.

Transfer and sales history

Recorded transfers with dates, prices, and document types.

Characteristics and parcel

Identity and physical facts for collateral review.

Why lenders build on Realie

Collected directly from county sources by AI agents, normalized into one schema, and priced without aggregator markups.

Direct from roughly 3,000 counties

Assessor, recorder, and GIS records collected at the source, not relicensed from an aggregator.

One schema nationwide

The same field names and types in every county, so integrations do not fork by market.

Rolling, per-county refresh

Records refresh from public county sources on a rolling, per-county cycle, so vintage varies by county and every record carries its own dates.

Transparent, self-serve pricing

Start free, then $50, $150, or $350 a month with the same endpoints on every tier. Bulk and enterprise are licensed separately.

Property records, not consumer reports

The record describes the parcel, not the borrower. Realie is not a consumer reporting agency, and its Terms of Use prohibit using the data as a factor in credit eligibility or for any other FCRA-regulated purpose.

Sub-second at any volume

About 10 ms per request keeps pre-fill and lookup flows responsive, and bulk transfers cover portfolio-wide jobs.

Put the property record behind every loan

Start free on the API, or talk to us about bulk delivery for portfolio-scale monitoring.

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